
This asset class has become popular in the last decade. People who do not have research & fund management capabilities can invest through mutual funds. A fund is a pool of money received from investors. This money is professionally managed by fund managers in anticipation of generating better returns for investors. Mannibhadra Group has an expertise to provide best in class mutual fund distribution service. Currently, In India, there are 44 active asset management companies.
Mutual funds have a different type of investing tool that helps investors generate wealth and achieve financial goals. Let us take you through those tools.
It's like investing with flexibility. You can decide the amount of money you want to invest and the time. It's all up to you.
Unlike Lumpsum investment, SIP is a more disciplined approach to Investing. You need to decide the following things for starting an SIP.
- Scheme
- SIP Date
- Amount to be invested
- Frequency(Monthly/Quarterly) .
AMC will debit this amount from your bank account and invest in the scheme which you selected while registering SIP. THis is considered a more disciplined approach to investing. Investors with regular income flow can select this mode of investment.
Hey What if I tell you that there is a combination of Both lumpsum & SIP. Yes , if you have money lying in your bank account and you want to invest in the market, but also want to take the benefit of averaging. It is only possible with a Systematic Transfer Plan. You can invest a lump sum amount in either liquid fund or any debt fund. You can opt to transfer a small portion of this amount on a regular basis to an equity scheme.
Here you can get the benefit of Debt returns in your lumpsum amount along with equity returns in the scheme where you are transferring funds. Instead of investing in a lump sum, you can choose to do STP.
If you are investing for your retirement goal then SWP works best once you plan to withdraw that money after your retirement. You can choose the amount you want to receive every month. AMC will redeem units as per the amount selected and transfer that amount to your bank account. Here you do not need to put the redemption request manually every month.
We work to understand your issues and are driven
We work to understand your issues and are driven
We work to understand your issues and are driven